Posts by Justin
7 Tips For When You Need an Attorney
Determining which attorney you should hire can be a bit of chess game; there’s a lot of moving parts. Ultimately, choosing an attorney will require a bit of homework on your part. You’ll have to learn the ins and outs of your particular legal issue, find attorneys that specialize in that issue, research those attorneys,…Read More
The TOP 5 Pros and Cons of Filing for Bankruptcy
To file or not to file, that is the question… The decision of whether or not to file for Bankruptcy depends heavily on your personal situation. For some, filing for Bankruptcy can be just the helping hand they need to get out of the hole and get their financial life on track. For others, Bankruptcy…Read More
Bankruptcy is a viable solution for many individuals and businesses, but there is items you should know before filing or you may lose your personal or real property. When a bankruptcy is filed, a debtor is entitled to claim certain bankruptcy exemptions. Exemptions are values in personal and real property a debtor in eligible to…Read More
5 Things to Always Avoid When Getting Ready To File
There’s a lot to pay attention to if you’re getting ready to file for Bankruptcy. Ultimately, you want to make sure that you’re doing everything by the book so as to avoid any and all risks you may be taking. Filing for Bankruptcy is designed to give you a fresh start, so the last thing…Read More
When Chapter 13 Bankruptcy Is Better Than Chapter 7 Bankruptcy
For some debtors, Chapter 13 bankruptcy is a better option than Chapter 7 bankruptcy. And sometimes Chapter 13 is the only option because a debtor is not eligible for Chapter 7 bankruptcy. It’s important to sort out the issues and decide which form of bankruptcy is best for you. Many debtors assume that Chapter 7…Read More
When Chapter 7 Bankruptcy Is Better Than Chapter 13 Bankruptcy
There are several reasons why Chapter 7 bankruptcy might be better for you than Chapter 13 bankruptcy. Chapter 7 is usually quicker than Chapter 13, most debtors can keep all or most of their property, and Chapter 7 filers don’t have to pay back a portion of their debts, like in Chapter 13. But you…Read More
What Rights Do I Have In the Foreclosure Process?
In the last post, we talked about what’s going to happen if you didn’t respond to the notice of default. Then, what rights do you have in the foreclosure process? Here’s some need-to-knows when dealing with a foreclosure: You have the right to bring your mortgage current before the foreclosure occurs. This is called reinstatement.…Read More
I Didn’t Respond To The Notice Of Default. What’s Going To Happen?
This is a question we hear all the time, and one that comes with a very important answer. This also a good follow up from our last post about about what to do what to when you are Defaulting on Your Mortgage. Did miss a few mortgage payments and then neglect, or just forget to respond…Read More
Defaulting on Your Mortgage
I haven’t been making my mortgage payments. What’s going to happen? Do I have rights? What to do when you find yourself in default. If a homeowner misses a mortgage payment, then the homeowner’s account goes into default. When this happens, the servicer is required to send a Notice of Pre-Foreclosure Options (NOPFO). If you are…Read More
When Should I Update My Will?
A List of Reasons to Review and Update Your Will Once they make a will, many people will put it in a safe deposit box or leave a copy with their attorney, and forget about it. However, there are many reasons to review and update your will and other estate planning documents. Below is…Read More