What Rights Do I Have In the Foreclosure Process?

In the last post, we talked about what’s going to happen if you didn’t respond to the notice of default. Then, what rights do you have in the foreclosure process? Here’s some need-to-knows when dealing with a foreclosure: You have the right to bring your […]

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Defaulting on Your Mortgage

I haven’t been making my mortgage payments. What’s going to happen? Do I have rights? What to do when you find yourself in default. If a homeowner misses a mortgage payment, then the homeowner’s account goes into default. When this happens, the servicer is required to […]

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6 Reasons Short Sales Fail

A short sale occurs when a lien holder or mortgage company agrees to accept less than what is owed on a home in order for the home to sell. Lenders are not in the business of accepting less than they are owed, and their business […]

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5 Steps to Take After Declaring Bankruptcy

About 1 million Americans filed for bankruptcy in 2013. If you were one of them, you’ve likely heard that bankruptcy will stay on your credit reports for 10 years. You might be assuming your life is over — at least financially — for the next decade, but you’d […]

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What Are the Risks of a Short Sale?

Short selling property has many benefits, but is not for everyone and there are many pitfalls that you may not be aware of.  The benefits of a short sale if properly negotiated is release from personal liability and liability from the real property, eliminate future […]

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What Creditors Can Be Discharged in a Bankruptcy

Most if not all creditors are subject to the bankruptcy discharge, even taxes. The non-exclusive list: credit cards, certain taxes, medical debts, personal injury debts, some tort claims, delinquent utilities, some home owners dues, mortgages, personal lines of credit, business debts, some student loans etc. […]

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Recovering From Bankruptcy

Great article from US News & World Report with helpful tips for getting back on your feet after bankruptcy.  If you’re in need of help with filing for bankruptcy, contact our team at Integrity Law Group, PLLC for a free consultation. A Roadmap Out of Bankruptcy To […]

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Should I File for Bankruptcy?

How to Determine Whether a Person Should File for Bankruptcy The general rule of thumb is anyone can qualify for a bankruptcy, but is it in a person’s best interest to file? The answer is not simple. There are three major types of bankruptcies that […]

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